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Arkansas law

Insurance Disputes Laws in Arkansas.

Arkansas insurance disputes can involve denied claims, bad-faith refusal to pay, coverage fights, and regulatory complaints. Insurance regulation lives in Title 23 of the Arkansas Code and is enforced by the Arkansas Insurance Department. Arkansas courts recognize a tort of bad faith against insurers who act with dishonest purpose or reckless disregard of a policyholder’s rights.

Last verified: 2026-04-17

State law

Key Arkansas Statutes

Arkansas Insurance CodeArk. Code Ann. tit. 23

Title 23 governs insurance regulation in Arkansas, including licensing, required policy provisions, unfair claims practices, and Arkansas Insurance Department authority.

Common-Law Insurance Bad FaithArkansas common law

Arkansas recognizes a tort cause of action for an insurer’s bad-faith refusal to pay a first-party claim when the insurer engages in conduct that is dishonest, malicious, or oppressive.

State law

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Arkansas.

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