Colorado law

Insurance Disputes Laws in Colorado.

Colorado insurance disputes can involve denied claims, bad-faith refusal to pay, coverage fights, and regulatory complaints. Colorado insurance regulation lives in Title 10 of the Colorado Revised Statutes and is enforced by the Colorado Division of Insurance. Colorado has a statutory bad-faith cause of action under C.R.S. §§ 10-3-1115 and 10-3-1116, in addition to common-law bad faith.

Last verified: 2026-04-17

State law

Key Colorado Statutes

Colorado Insurance CodeC.R.S. tit. 10

Title 10 governs insurance regulation in Colorado, including required policy provisions, unfair claims practices, and Division of Insurance authority.

Statutory Bad FaithC.R.S. §§ 10-3-1115, 10-3-1116

Colorado authorizes a statutory cause of action for unreasonable delay or denial of first-party insurance benefits, with recovery of two times the covered benefit, costs, and attorneys’ fees.

State law

Official Sources

Colorado Division of Insurance Colorado Legislature — Revised Statutes

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Colorado.

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