Workers' Compensation Laws in Maryland.

TTD benefits are 2/3 of the employee's average weekly wage, with a 2025 maximum of $1,493/week and a minimum of $50/week. Benefits continue until the employee can return to work or reaches maximum medical improvement (MMI).

All employers with 1 or more employees must carry workers' compensation insurance. Exceptions: agricultural employers with fewer than 3 employees or annual payroll under $15,000, and sole proprietors/partners who may elect coverage.

Maryland's Subsequent Injury Fund compensates workers whose pre-existing conditions are substantially worsened by a workplace injury. Encourages employers to hire disabled individuals by limiting employer liability to only the current injury. Requires combined disability exceeding 50% of the body (250 weeks). Funded by a 6.5% assessment on permanent disability and death awards.

Provides workers' comp benefits to employees injured while working for employers who illegally failed to carry insurance. Self-funded through fines and assessments, with reimbursement sought from the uninsured employer.

PPD benefits are based on a schedule of body parts (e.g., arm = 300 weeks, leg = 280 weeks). The 2025 maximum PPD rate is $498/week. PPD benefits may be paid in addition to TTD.