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Mississippi law

Workers' Compensation Laws in Mississippi.

Mississippi requires employers with 5 or more employees to carry workers' compensation insurance. Injured employees must notify their employer within 30 days and file a claim within 2 years. TTD benefits are 66 2/3% of average weekly wage, with a maximum of $630.73/week (effective January 1, 2025). Employees have the right to choose their own treating physician. Mississippi has a 5-day waiting period before benefits begin and a 450-week maximum for disability benefits.

Last verified: 2026-02-25

State law

Statute of Limitations

30-day notice; 2-year claim deadlineMiss. Code Ann. §§ 71-3-35, 71-3-53

Employees must notify their employer of a work injury within 30 days. Formal claims must be filed with the Mississippi Workers' Compensation Commission within 2 years of the date of injury, occupational disease, or death.

State law

Key Mississippi Statutes

Employer Coverage RequirementMiss. Code Ann. § 71-3-5

Employers with 5 or more employees (full-time, part-time, temporary, or seasonal) must carry workers' compensation insurance. Employers with fewer than 5 may voluntarily provide coverage. Domestic servants and farm laborers may be excluded.

Temporary Total Disability (TTD) BenefitsMiss. Code Ann. § 71-3-17

TTD benefits are 66 2/3% of the employee's average weekly wage. Maximum weekly benefit: $630.73 (effective January 1, 2025). Minimum: $25/week. A 5-day waiting period applies (paid retroactively if disability exceeds 14 days). Maximum duration: 450 weeks total.

Choice of PhysicianMiss. Code Ann. § 71-3-15

Injured workers have the right to choose their own treating physician. The election must be in writing. The chosen physician may make one referral to a specialist without employer/insurer approval.

Anti-RetaliationMcArn v. Allied Bruce-Terminix Co. (common law)

Mississippi does not have a specific statutory anti-retaliation provision for workers' compensation claims. However, the common law McArn doctrine may provide a public policy exception to at-will employment for employees terminated for filing legitimate claims.

State law

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Mississippi.

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