Question 1

What is the statute of limitations for workers' compensation in New Jersey?

Accepted Answer

Injuries should be reported to the employer within 90 days (immediate reporting advised). Claim petitions must be filed within 2 years of the accident date or 2 years from the last payment of compensation/medical benefits. Occupational diseases: 2 years from when the worker knew or should have known the condition was work-related. (N.J.S.A. 34:15-17, 34:15-51)

Question 2

What is New Jersey's law on employer coverage requirement?

Accepted Answer

All NJ employers with at least one employee (full-time, part-time, or seasonal) must carry workers' compensation insurance or be approved for self-insurance. Covers public employees, volunteer firefighters, first aid/rescue workers. Non-compliance is a criminal offense. (N.J.S.A. 34:15-71 et seq.)

Question 3

What is New Jersey's law on temporary total disability benefits?

Accepted Answer

TTD rate is 70% of average weekly wages — one of the highest in the nation. Maximum weekly benefit for 2026: $1,598.66. Minimum: $320.00. Medical treatment has no dollar cap or time limit. (N.J.S.A. 34:15-12)

Workers' Compensation Laws in New Jersey.

Statute of Limitations

Key New Jersey Statutes

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