Florida law
Insurance Disputes Laws in Florida.
Florida insurance disputes — especially property and auto — are a major part of Florida civil litigation. Florida insurance regulation lives in Chapters 624–632 of the Florida Statutes, enforced by the Office of Insurance Regulation. Florida has a statutory bad-faith cause of action under Fla. Stat. § 624.155 alongside common-law bad faith, and recent reforms have changed many aspects of Florida bad-faith and property-insurance practice.
Last verified: 2026-04-17
State law
Key Florida Statutes
These chapters govern insurance regulation in Florida, including licensing, required policy provisions, unfair claims practices, and Office of Insurance Regulation authority.
Florida authorizes a statutory civil remedy against insurers that fail to act fairly and honestly in handling claims, with specific procedural requirements including a Civil Remedy Notice.
State law
Official Sources
Not Legal Advice
This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Florida.
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