Indiana law

Insurance Disputes Laws in Indiana.

Indiana insurance disputes can involve denied claims, bad-faith refusal to pay, coverage fights, and regulatory complaints. Indiana insurance regulation lives in Title 27 of the Indiana Code and is enforced by the Indiana Department of Insurance. Indiana courts recognize a common-law bad-faith cause of action against insurers that breach the implied duty of good faith and fair dealing.

Last verified: 2026-04-17

State law

Key Indiana Statutes

Indiana Insurance CodeI.C. tit. 27

Title 27 governs insurance regulation in Indiana, including required policy provisions, unfair claims practices, and Department of Insurance authority.

Common-Law Insurance Bad FaithIndiana common law (see Erie Ins. Co. v. Hickman, 622 N.E.2d 515 (Ind. 1993))

Indiana recognizes a tort cause of action for an insurer’s bad-faith denial of first-party benefits when the insurer breaches the implied duty of good faith and fair dealing.

State law

Official Sources

Indiana Department of Insurance Indiana General Assembly — Indiana Code

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Indiana.

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Insurance Disputes Laws in Indiana.

Key Indiana Statutes

Official Sources

Not Legal Advice

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