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Washington law

Personal Injury Laws in Washington.

Washington follows pure comparative fault — even a plaintiff 99% at fault can recover 1% of damages. The statute of limitations for personal injury, property damage, and wrongful death is 3 years. Washington has no caps on personal injury damages (a 1986 cap was struck down as unconstitutional). Washington is a fault-based auto insurance state with 25/50/10 minimums.

Last verified: 2026-02-25

State law

Statute of Limitations

Personal injury, property damage, and wrongful death claims must be filed within 3 years of the date of injury or death.

Exceptions

Wrongful Death3 years from date of deathRCW 4.20.010

A wrongful death action may be brought by the personal representative on behalf of the surviving spouse/domestic partner, children, stepchildren, parents, or siblings.

State law

Fault & Liability Rules

Pure Comparative FaultRCW 4.22.005

Washington follows pure comparative fault — contributory fault reduces damages proportionately but does not bar recovery. Even a plaintiff 99% at fault can recover 1% of damages.

State law

Damage Caps

Non-Economic Damages: No cap

Washington has no caps on personal injury damages (economic or noneconomic). A 1986 statutory cap was struck down as unconstitutional by the Washington Supreme Court.

State law

Auto Insurance System

Fault (Tort)RCW 46.29.090

Washington is a fault-based auto insurance state. Minimum liability coverage is 25/50/10 ($25,000 per person, $50,000 per accident for bodily injury, $10,000 for property damage).

State law

Key Washington Statutes

Fault Apportionment Among PartiesRCW 4.22.070

The trier of fact determines each party's percentage of fault, including nonparties. Each defendant is liable only for their proportionate share.

Wrongful Death BeneficiariesRCW 4.20.020

First tier: spouse/domestic partner, children, stepchildren. Second tier: parents, siblings. Amended in 2019 to allow intangible loss recovery for second-tier beneficiaries.

State law

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Washington.

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