Question 1

What is the statute of limitations for workers' compensation in Washington?

Accepted Answer

Claims must be filed within 1 year from the date of injury. For occupational diseases, the deadline is 2 years from the date the disease becomes manifest. (RCW 51.28.050)

Question 2

What is Washington's law on monopolistic state fund?

Accepted Answer

Washington is one of only a few monopolistic workers' compensation states. Employers must obtain coverage through L&I or qualify as certified self-insurers. Private insurance carriers are not permitted. (Title 51 RCW)

Question 3

What is Washington's law on employer coverage?

Accepted Answer

Coverage applies to virtually all workers — full-time, part-time, and seasonal. Corporate officers count unless they file exemptions. Exclusions: sole proprietors with no employees, certain LLC members, domestic servants, commission-only real estate brokers, musicians, entertainers, newspaper carriers, and certain volunteers. (RCW 51.12.020)

Question 4

What is Washington's law on temporary total disability benefits?

Accepted Answer

TTD (time-loss) benefits: 60–75% of monthly wage depending on marital and dependency status. Maximum benefit (July 2025–June 2026): $9,516/month (~$2,196/week), equaling 120% of the state average annual wage. Minimum: $1,189.50/month before dependent adjustments. (RCW 51.32.090)

Workers' Compensation Laws in Washington.

Statute of Limitations

Key Washington Statutes

Official Sources

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