Illinois law

Insurance Disputes Laws in Illinois.

Illinois insurance disputes can involve denied claims, bad-faith refusal to pay, coverage fights, and regulatory complaints. Illinois insurance regulation lives in 215 ILCS 5/ and is enforced by the Illinois Department of Insurance. Illinois has a statutory improper-claims-practices remedy under Section 155 of the Insurance Code that allows recovery of attorneys’ fees and additional amounts when an insurer’s conduct is vexatious and unreasonable.

Last verified: 2026-04-17

State law

Key Illinois Statutes

Illinois Insurance Code215 ILCS 5/

215 ILCS 5/ governs insurance regulation in Illinois, including required policy provisions, unfair claims practices, and Department of Insurance authority.

Section 155 — Attorneys’ Fees for Vexatious Delay215 ILCS 5/155

Section 155 allows recovery of additional amounts and attorneys’ fees against insurers whose conduct in handling a claim is vexatious and unreasonable.

State law

Official Sources

Illinois Department of Insurance Illinois General Assembly — Compiled Statutes

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Illinois.

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Insurance Disputes Laws in Illinois.

Key Illinois Statutes

Official Sources

Not Legal Advice

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