Vermont law

Insurance Disputes Laws in Vermont.

Vermont insurance is regulated by the Department of Financial Regulation under 8 V.S.A. Vermont does not recognize a broad common-law bad-faith tort as a matter of first-party coverage; bad-faith-style claims generally proceed under the Vermont Consumer Protection Act (9 V.S.A. ch. 63) or specific statutory causes of action. Vermont follows a traditional fault (tort) auto-insurance system — it is not a no-fault state.

Last verified: 2026-04-20

State law

Key Vermont Statutes

Insurance Regulation8 V.S.A.

Vermont's principal insurance-regulation title — covering licensing, policy requirements, and market conduct. Administered by the Department of Financial Regulation.

Vermont Consumer Protection Act9 V.S.A. ch. 63

Vermont's consumer-protection statute, often invoked in first-party insurance disputes alleging unfair or deceptive trade practices by insurers.

Mandatory Auto Liability Insurance23 V.S.A. § 800

Vermont requires minimum auto liability coverage. Vermont uses a traditional tort system (not no-fault) for auto-accident recoveries.

State law

Official Sources

Vermont Department of Financial Regulation — Insurance Vermont Legislature — Title 8 (Banking and Insurance)

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Vermont.

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Insurance Disputes Laws in Vermont.

Key Vermont Statutes

Official Sources

Not Legal Advice

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