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New Jersey law

Social Security Disability Laws in New Jersey.

SSDI and SSI are federal programs administered by the Social Security Administration. State law does not affect eligibility or amounts. New Jersey claimants file through local SSA field offices and appeal through Disability Determination Services (DDS) reconsideration, then federal Administrative Law Judge hearings. SSA hearing offices serving New Jersey include Newark, Jersey City, Elizabeth, Fairlawn, New Brunswick, Cherry Hill, and Voorhees. New Jersey has the highest-paying Temporary Disability Insurance (TDI) program in the nation — a separate short-term state benefit.

Last verified: 2026-04-17

State law

Key New Jersey Statutes

SSDI Eligibility42 U.S.C. § 423

Requires sufficient work credits plus a medically determinable impairment expected to last 12 months or result in death.

SSI Eligibility42 U.S.C. § 1382

Needs-based program for disabled individuals with limited income and resources. 2026 federal benefit rate is $967/month individual, $1,450 couples.

Five-Step Sequential Evaluation20 C.F.R. §§ 404.1520, 416.920

SSA evaluates: (1) substantial gainful activity, (2) severe impairment, (3) listing of impairments, (4) past relevant work, (5) other work.

New Jersey Temporary Disability InsuranceN.J.S.A. 43:21-25 et seq.

New Jersey operates one of only 5 state short-term disability insurance programs. Pays weekly benefits (85% of wages, 2024 maximum $993/week) for up to 26 weeks for non-work-related disabilities.

State law

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in New Jersey.

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