Insurance Disputes Laws in Nevada.

Enumerates 16 unfair claim settlement practices. Prohibited conduct includes misrepresenting policy provisions, failing to acknowledge claims promptly, failing to conduct reasonable investigations, and refusing to pay without conducting reasonable investigation.

Nevada recognizes common-law bad-faith refusal to pay first-party claims. Requires proof that the insurer had no reasonable basis to deny and acted with knowledge or reckless disregard.

Insurer's failure to settle within policy limits when excess judgment is reasonably probable supports bad-faith claim by the insured (and by assignment, by the injured third party).

Nevada requires UM/UIM coverage in amounts equal to liability coverage unless the insured rejects in writing.